Assessments
Driven By Behavioral Psychology
Have you ever filled out a risk profile questionnaire whenever opening an investment account? You should have! But it was more than likely just a simple set of questions about your age, income, and investable assets. In years past, the risk tolerance question had investors select Low, Medium, or High. What do most people select? Most just select Medium. That's very basic and does little to assist your advisor in recommending a personalized solution.
79 Financial’s process includes proper risk evaluation based on behavioral psychology. Don't worry, we’re not going to pull out the couch and ask questions about your childhood. But we will use assessments to help us both discover more about your money mindset and how you view and respond to risk.
Risk Profile
The Investor Profile was built based upon the science of psychometrics, the science of measuring unseen characteristics. Using a competency modeling approach, the Investor Profile provides details on your investing personality. Knowing your composure, confidence, and attitudes towards market movements helps us guide you into an allocation that best meets your risk tolerance yet also projects an acceptable probability in achieving future goals.
Financial Perspectives
How do you feel about financial management? Where are there potential money-related disagreements between couples? Financial attitudes can impact decision making. This assessment provides a quick, yet in-depth, understanding of financial attitudes and outlook in several different areas, such as investing, budgeting, and spending.
Building Wealth
This assessment was designed based on the research from The Millionaire Next Door and the related competencies of those who successfully transform income into wealth. It measures your Wealth Potential or the propensity to build and sustain wealth over time. A higher Wealth Potential score indicates a high likelihood of having and maintaining a high net worth.
Market Mindset
The Market Mindset assessment provides insights into how you'll react when markets move. This quick quiz measures behavioral patterns related to changes in financial markets.
Market Moves measures investor composure, which differs from other investing quizzes in that it is designed to anticipate potential behaviors when markets fluctuate, versus determining an individual's risk preferences or capacity.
Planning
Learn more about how you manage your financial life with the Planning assessment. This quick test measures personal financial management behaviors including tracking expenses, setting goals, and monitoring household financial health.
Spending
This short quiz identifies patterns in shopping and consumer behaviors and provides feedback on how those behaviors might impact overall financial goals.
See DataPoints Privacy Statement and Terms of Use for information about how this data is used and maintained.
Nothing presented in conjunction with the assessments constitutes investment advice. DataPoints LLC is not a registered investment advisor or financial advisor. The information provided by DataPoints LLC on its website and to advisors and users should be used in consultation with a qualified financial professional. Both individual users and professional financial advisors should use their own best judgment to apply test results in the appropriate context for the individual and to determine actual portfolio allocations and investment decisions. DataPoints LLC does not warrant the accuracy of any historical market performance data presented in the results or for information purposes, and it does not guarantee any minimum level of investment performance or the success of any portfolio or investment strategy. Potential for investment profit is always accompanied by the possibility of loss, and past performance of securities markets are not indicative of future results. DataPoints LLC shall not be liable for any direct, indirect, or consequential loss arising from any use of or reliance on the information presented on its platform website and/or in assessment result and analysis materials.
VISITORS TO THE 79 Financial LLC WEBSITE ARE ASKED TO READ THE FOLLOWING:
TERMS AND CONDITIONS
The information offered by 79 Financial LLC (“79 Financial”) on its website (the “Site”) is subject to certain terms and conditions (the “Terms and Conditions”). These Terms and Conditions apply to all users. By entering the Site or by transmitting any information to the Site you acknowledge and agree to all of the Terms and Conditions. Please read them carefully. If you do not agree to the Terms and Conditions, please do not use the Site. Any use of the Site in a manner inconsistent with these Terms and Conditions is deemed unauthorized access and may subject the user to civil or criminal penalties. We reserve the right to revise these Terms and Conditions at any time and for any reason, without notice or obligation, by updating this posting. Your continued use of the Site following the posting of any changes to the Terms and Conditions will mean that you accept such amendments. We strongly recommend that you periodically visit this page of the Site to review the Terms and Conditions.
JURISDICTIONAL LIMITATIONS
79 Financial may only transact business or provide investment advice in those states and jurisdictions where it is authorized to do so. Any communications with prospective clients residing in states or jurisdictions where 79 Financial is not registered or licensed shall be limited so as not to violate governing securities statutes. 79 Financial will only render investment advice when properly registered to do so, and under the terms of a legal agreement between parties.
COPYRIGHTS AND TRADEMARKS
The content on the Site, including the compilation of such content, and the software used on the Site, is the exclusive property of 79 Financial or others and is protected by U.S. and international copyright laws. No portion of the Site, including, without limitation, the text, or images, may be used in any manner, or for any purpose, without the prior express written permission of 79 Financial, except as provided herein under “Restricted Use of Site Materials” below. 79 Financial will aggressively enforce its intellectual property rights to the full extent of the law. Any unauthorized use of such materials may subject you to penalties or damages, including, without limitation, those related to violation of trademarks, copyrights, privacy, and publicity rights.
RESTRICTED USE OF SITE MATERIALS
79 Financial grants you a limited license to access and make use of the Site. For your personal use only, you may print copies of the information from the Site, and you may store information from the Site on your own computer. You may not modify the Site, or any portion thereof, for any reason. Any unauthorized use terminates the permission or limited license granted by 79 Financial, who reserves all other rights.
NOT INVESTMENT ADVICE
All information contained on the Site has been prepared by 79 Financial for informational purposes only and should not be considered investment advice or a recommendation to invest in any particular security, strategy, or investment product. The information contained on the Site has been prepared without regard to any particular user’s investment objectives or financial condition, and 79 Financial is not soliciting any action based upon it. 79 Financial is not rendering any tax, legal or accounting advice. Please consult with a qualified professional for this type of advice.
NO GUARANTEE OF ACCURACY
While 79 Financial makes all reasonable efforts to help ensure that material on the Site is correct, accuracy cannot be guaranteed and 79 Financial makes no warranties or representations that the Site is accurate, reliable, or up to date, that the Site will be available at any particular time or location, or that the Site is free from viruses or other harmful components. The Site, and all information and materials contained herein, are provided to you “as is” without warranty of any kind, either express or implied, including without limitation, the implied warranty of merchantability, fitness for a particular purpose, title and non-infringement to the full extent permitted by law.
INFORMATION SUBJECT TO CHANGE WITHOUT NOTICE
The opinions expressed on the Site are subject to change at any time without notice.
PRIVACY NOTICE
Introduction and Purpose
Thank you for visiting the 79 Financial LLC (“79 Financial”) website (“Site”). Please carefully read the following Privacy Notice (“Notice”), which applies to those individuals who browse and use our Site (“visitors”). This Notice describes how 79 Financial (‘we” or “us”) gathers and uses information from visitors (“you” and “your”) to our Site. To ensure your privacy, the information we collect from visitors to the Site is used only in the manner and for the purposes described in this Notice.
The purpose of this Notice is to explain the type of information that 79 Financial collects, what we do with that information, and with whom we share this information. Anyone who provides personally identifiable information (“Personal Information”) or any other information to us consents to the collection, use and disclosure of such information under the terms of this Notice.
Your privacy is important to us, and 79 Financial is committed to handling your information with care.
79 Financial’s Public Site
The only personal information we record on our public Site is information collected through user-submitted forms. 79 Financial uses this information for internal business purposes, and it may be shared with select trusted third parties for the limited purpose of providing services on behalf of 79 Financial.
79 Financial is committed to continuously improving the experience for our Site visitors. We may collect aggregate data about our visitors such as page views, visitor frequency, Internet browser usage, and length of time spent on the Site. This information may be analyzed internally to understand the effectiveness of our Site.
The providers of third-party plug-ins and widgets on our Site, such as embedded videos, may use automated means to collect information about your use of the Site and your interactions with the plug-ins and widgets. This information is subject to the privacy policies or notices of the providers of the plug-ins and widgets. 79 Financial’s public Site may contain links to other sites, which are not subject to this Privacy Notice. We recommend that you read the privacy policies of any linked sites, as we are not responsible for the privacy practices of such third-party sites.
Privacy Notice Subject to Change
Please note that our Privacy Notice may change from time to time. Accordingly, visitors are strongly encouraged to review our Privacy Notice regularly. If we decide to change our Privacy Notice, we will post those changes or an updated version, so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to collect additional personally identifiable information or use any collected information in a manner different from that stated at the time it was collected, we will notify users by posting changes on this notice. Your continued use of these Site following any changes to this Privacy Notice will constitute your acceptance of the changes.