"Confidence Creates Success"
Knowing What your goals are, How you're going to achieve them, and Why you do things the way that you do, creates confidence that leads to success.
What
79 Financial provides financial planning and bespoke investment management pertaining to many topics including legacy & charitable giving solutions, retirement & college planning, and student loan repayment.
Additionally, Life Transition Planning provides solutions involving specific transitions one may experience throughout their life including college to career, employment changes, family events, retirement, and senior living.
How
We are advocates of the time-tested concept in financial management of risk-based asset allocation to fund future objectives while minimizing fees, taxes, and expenses.
A strong process provides the necessary confidence that allows investors to remain committed to their long-term plan by advising on a client’s structure, financial plan, risk, asset allocation, and specific investments.
Why
79 Financial practices “Applied Finance” which is using financial theories and concepts in real-world situations. It applies the combination of economic, accounting and finance elements to various aspects of a client’s financial picture.
We believe that constructing portfolios per the "Modern Portfolio Theory" provides the basis to objectively build, maintain, and evaluate client portfolios that should ultimately result in the achievement of future goals.
Client Experience
What should you expect as a client of 79 Financial? It's amazing how many investors enter relationships with advisors without learning what to expect in terms of client service. The result can be disappointment or apathy toward their experience as they just accept the lack of attention as the standard of service so many have come to expect.
Media
79 Financial is dedicated to advising its clients on a breadth of financial topics. Media helps to deliver useful information to our audience in a timely engaging manner.
Please take some time to scroll through our topics and be sure to subscribe to our email list, social media, and YouTube channel.
VISITORS TO THE 79 Financial LLC WEBSITE ARE ASKED TO READ THE FOLLOWING:
TERMS AND CONDITIONS
The information offered by 79 Financial LLC (“79 Financial”) on its website (the “Site”) is subject to certain terms and conditions (the “Terms and Conditions”). These Terms and Conditions apply to all users. By entering the Site or by transmitting any information to the Site you acknowledge and agree to all of the Terms and Conditions. Please read them carefully. If you do not agree to the Terms and Conditions, please do not use the Site. Any use of the Site in a manner inconsistent with these Terms and Conditions is deemed unauthorized access and may subject the user to civil or criminal penalties. We reserve the right to revise these Terms and Conditions at any time and for any reason, without notice or obligation, by updating this posting. Your continued use of the Site following the posting of any changes to the Terms and Conditions will mean that you accept such amendments. We strongly recommend that you periodically visit this page of the Site to review the Terms and Conditions.
JURISDICTIONAL LIMITATIONS
79 Financial may only transact business or provide investment advice in those states and jurisdictions where it is authorized to do so. Any communications with prospective clients residing in states or jurisdictions where 79 Financial is not registered or licensed shall be limited so as not to violate governing securities statutes. 79 Financial will only render investment advice when properly registered to do so, and under the terms of a legal agreement between parties.
COPYRIGHTS AND TRADEMARKS
The content on the Site, including the compilation of such content, and the software used on the Site, is the exclusive property of 79 Financial or others and is protected by U.S. and international copyright laws. No portion of the Site, including, without limitation, the text, or images, may be used in any manner, or for any purpose, without the prior express written permission of 79 Financial, except as provided herein under “Restricted Use of Site Materials” below. 79 Financial will aggressively enforce its intellectual property rights to the full extent of the law. Any unauthorized use of such materials may subject you to penalties or damages, including, without limitation, those related to violation of trademarks, copyrights, privacy, and publicity rights.
RESTRICTED USE OF SITE MATERIALS
79 Financial grants you a limited license to access and make use of the Site. For your personal use only, you may print copies of the information from the Site, and you may store information from the Site on your own computer. You may not modify the Site, or any portion thereof, for any reason. Any unauthorized use terminates the permission or limited license granted by 79 Financial, who reserves all other rights.
NOT INVESTMENT ADVICE
All information contained on the Site has been prepared by 79 Financial for informational purposes only and should not be considered investment advice or a recommendation to invest in any particular security, strategy, or investment product. The information contained on the Site has been prepared without regard to any particular user’s investment objectives or financial condition, and 79 Financial is not soliciting any action based upon it. 79 Financial is not rendering any tax, legal or accounting advice. Please consult with a qualified professional for this type of advice.
NO GUARANTEE OF ACCURACY
While 79 Financial makes all reasonable efforts to help ensure that material on the Site is correct, accuracy cannot be guaranteed and 79 Financial makes no warranties or representations that the Site is accurate, reliable, or up to date, that the Site will be available at any particular time or location, or that the Site is free from viruses or other harmful components. The Site, and all information and materials contained herein, are provided to you “as is” without warranty of any kind, either express or implied, including without limitation, the implied warranty of merchantability, fitness for a particular purpose, title and non-infringement to the full extent permitted by law.
INFORMATION SUBJECT TO CHANGE WITHOUT NOTICE
The opinions expressed on the Site are subject to change at any time without notice.
PRIVACY NOTICE
Introduction and Purpose
Thank you for visiting the 79 Financial LLC (“79 Financial”) website (“Site”). Please carefully read the following Privacy Notice (“Notice”), which applies to those individuals who browse and use our Site (“visitors”). This Notice describes how 79 Financial (‘we” or “us”) gathers and uses information from visitors (“you” and “your”) to our Site. To ensure your privacy, the information we collect from visitors to the Site is used only in the manner and for the purposes described in this Notice.
The purpose of this Notice is to explain the type of information that 79 Financial collects, what we do with that information, and with whom we share this information. Anyone who provides personally identifiable information (“Personal Information”) or any other information to us consents to the collection, use and disclosure of such information under the terms of this Notice.
Your privacy is important to us, and 79 Financial is committed to handling your information with care.
79 Financial’s Public Site
The only personal information we record on our public Site is information collected through user-submitted forms. 79 Financial uses this information for internal business purposes, and it may be shared with select trusted third parties for the limited purpose of providing services on behalf of 79 Financial.
79 Financial is committed to continuously improving the experience for our Site visitors. We may collect aggregate data about our visitors such as page views, visitor frequency, Internet browser usage, and length of time spent on the Site. This information may be analyzed internally to understand the effectiveness of our Site.
The providers of third-party plug-ins and widgets on our Site, such as embedded videos, may use automated means to collect information about your use of the Site and your interactions with the plug-ins and widgets. This information is subject to the privacy policies or notices of the providers of the plug-ins and widgets. 79 Financial’s public Site may contain links to other sites, which are not subject to this Privacy Notice. We recommend that you read the privacy policies of any linked sites, as we are not responsible for the privacy practices of such third-party sites.
Privacy Notice Subject to Change
Please note that our Privacy Notice may change from time to time. Accordingly, visitors are strongly encouraged to review our Privacy Notice regularly. If we decide to change our Privacy Notice, we will post those changes or an updated version, so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to collect additional personally identifiable information or use any collected information in a manner different from that stated at the time it was collected, we will notify users by posting changes on this notice. Your continued use of these Site following any changes to this Privacy Notice will constitute your acceptance of the changes.